Borrowers and Lenders

a cryptic puzzle by Emily Cox and Henry Rathvon

Puzzle
Solution grid
After each solution note, the correct form of the clue's altered word is given in square brackets.

Across

  • 1.
    CRAVING
  • 7.
    MINOR
  • 10.
    HOMELY
  • 11.
    CARAMEL
  • 12.
    CHASM
  • 13.
    STATE
  • 15.
    REINFORCEMENT
  • 16.
    LEANDER
  • 18.
    BARTENDER
  • 19.
    EPSILON
  • 25.
    FLIES
  • 26.
    ANTIPARTICLES
  • 28.
    CROONER
  • 29.
    WASTE
  • 30.
    PROVERB
  • 31.
    DIVA
  • 32.
    DIRGE
  • 33.
    LARCHES

Down

  • 1.
    CHORE
  • 2.
    OCEAN
  • 3.
    AMINO
  • 4.
    CLANDESTINE
  • 5.
    IMMORTALS
  • 6.
    GAMUT
  • 7.
    MATERNALISTIC
  • 8.
    NETS
  • 9.
    RETARDS
  • 14.
    AMEND
  • 16.
    LEOPARD
  • 17.
    COMRADE
  • 20.
    PAT
  • 21.
    IMPEL
  • 22.
    DICER
  • 23.
    DELIVER
  • 24.
    MOOR
  • 27.
    SCADS